Attention homeowners in Rancho Cucamonga and San Bernardino County: Get an Appraisal today!

The top 7 reasons CA homeowners call on Kathleen Wright:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge San Bernardino county's assessment of your propertyvalue
  3. To lower their mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a CA divorce, when real estate needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in San Bernardino county or CA

Need help determining the value of your home in or near Rancho Cucamonga, CA?
Contact Kathleen Wright.

We at Kathleen Wright understand the special needs of a consumer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. As our non-traditionalclient, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Kathleen Wright are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value estimation than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. Kathleen Wright is seasoned in helping customers just like you get rid of unneeded and unwanted PMI insurance.

Challenging property tax assessments

If you live in a local area that is declining or is not appreciating as much as other properties close by, your local tax assessor may have your home overvalued. This means you are paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Kathleen Wright is your perfect weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. Not only can this be disadvantageous from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Kathleen Wright can provide you with an expert appraisal to help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for preciseness? Kathleen Wright offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Kathleen Wright can help you with that. Even though this is usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your property.